OVERVIEW Affordable Care Act aka Healthcare Reform We create phenomenal experiences for our guests by bringing the biggest and best parts of ourselves to work. We are committed to help you in your journey to stay strong and inspired and to live well All of CPK’s medical plans meet the being you. So what does living well mean? Well, that’s the thing – it’s totally up to you! What keeps Affordable Care Act (like the minimum you inspired, healthy and whole? What gets you in the California state of mind? Sometimes, it’s value and minimum essential coverage). finding inspiration that fuels your passion. And sometimes, it’s paying close attention to your medical, financial and emotional wellness that ensures you meet your needs for the year ahead. Our plans offer service options and that will make sure you’re at your best in all areas of your Preventive Care life, including: l Preventive care at no cost to you – It’s important to keep up with your health now so you hit fewer l Routine wellness checks bumps down the road. Why not see your doctor when you feel well, get your immunizations and l Screenings, such as body mass screenings, and catch potential problems early? Preventive care is offered through our Aetna and index (BMI), vaccinations, and Kaiser providers and includes: high blood pressure screenings Ÿ Routine wellness checks l Weight management Ÿ Screenings, such as body mass index (BMI), vaccinations, and high blood pressure screenings See pages 8-9 for details about preventive care benefits available through Aetna and Kaiser. See pages 8-9 for details about preventive care benefits available through Aetna and Kaiser. l A choice of many types of health plan options – No two CPK employees are the same, so choose the coverage that’s right for you: Open Enrollment for Ÿ Aetna PPO – choose any doctors in or out of the network – just know the plan always covers more of Your 2022 Benefits your cost if you stay in-network. Ÿ Aetna EPO – similar to a PPO plan however you need to stay in the network for coverage. After reading through all of that, we Ÿ Aetna CDHP – this consumer driven health plan has the lowest premiums of all of our plans and hope you’re excited about choosing your gives you the opportunity to contribute to a health savings account (HSA). benefits! Open Enrollment starts on Ÿ Kaiser HMO – an HMO plan that’s only available in California November 8 and ends November 22, 2021. Ÿ HMSA PPO & HMSA HMO & Kaiser – for employees who live in Hawaii Make sure to get answers to any questions you have and get ready to enroll for the All Aetna plans include Teladoc and Kaiser includes Telehealth. These programs gives you access to benefits that are just right for you. networks of board-certified physicians, either by phone or online. Learn more on page 14. See pages 8-10 to learn more about what’s available to you. l Plans that help you take care of your financial health – This is an important part of your well-being. Want to save for your future? These plans add a lot of value and make it convenient to save for what’s ahead: Ÿ The 401(k) Plan lets you save pre-tax from your paycheck and choose from a variety of investment funds. See page 17 for more info. Ÿ Health Savings Accounts (HSAs) lets you save pre-tax for your health care expenses – for now or for later. You can only use this account with a with a High Deductible Plan (CDHP). See page 8 for details. l A Program that helps you through any life challenge including: mental and emotional health, financial issues, relationships, legal matters and more – Don’t overlook this important component of your total well-being. Ÿ Employee Assistance Program (EAP) helps you deal with all kinds of life issues. Because sometimes life gets bumpy. There are lots of tools and resources to use – even a phone line that’s available 24/7. See page 6. 3